NRIs have an opportunity to grow their businesses by overdraft/loan against your deposits in India. You can avail a USD Loan or overdraft in the UAE against your NRE fixed deposits in India.

Get the advantage of liquidity with a loan against your fixed deposits. Instead of liquidating your deposits in times of need, borrow against them as a loan or overdraft (OD). Draw as much as you need, and pay interest only on the drawn amount till you repay. Your deposits continue to earn interest for you.

Key Features & Benefits:

  • Overdraft against the Fixed Deposit
  • Loan against the Fixed Deposit
  • Applicable to Indian nationals residing in the UAE (including Dubai, Abu Dhabi, Sharjah, and other emirates)
  • For salaried and self-employed customers
  • Higher loan tenor
  • Multiple repayment options
  • Low-Interest rates starting from 1.4% p.a. plus LIBOR.
  • Continue to enjoy tax-free returns on your NRE deposit up to 5.5% p.a.


  • Open your FD account with the Partner Bank
  • Get USD Loan / overdraft against your Deposits.

Use of Funds

  • Your business growth
  • Settle your existing high-interest debts
  • Use for personal expenses/investments.

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